Turn life insurance into a daily employee benefit.

Transform a forgotten administrative line item into an active wellbeing platform your team opens every day — at zero cost to your company.

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The benefits gap

The benefits gap is broken. We fixed it.

The Wellivo tenant dashboard showing active members, coins issued and the team leaderboard.

The problem

Companies spend heavily on group life insurance, yet employees ignore it, HR battles scattered vendor contracts, and the investment yields zero visible engagement.

The solution

Wellivo is a B2B2C gamified wellbeing ecosystem that syncs with everyday physical activity to turn static insurance into an interactive, daily reward experience. You cut costs; your team gets healthier.

How it works

Move. Earn. Protect.

From the first sync to bigger cover — four steps, fully automatic.

Connect

Employees download the app and sync with Apple Health or Google Fit. No wearables required.

Move

Daily steps and workouts automatically convert into Wellivo points via a behavioural gamification engine.

Earn

Points are instantly redeemable for real-world rewards, vouchers, and marketplace perks.

Unlock

Sustained healthy habits unlock incremental life insurance coverage on top of the base policy.

A reformer pilates class mid-session, arms raised in unison.

The app they actually open

Real people. Real streaks. Every single day.

From a morning run to redeemed coins — the loop lives in their pocket.

One ecosystem

Triple the value.

One daily habit that pays off three ways — less admin for you, a benefit your team loves, and sharper signal for insurers.

Retention you can measure.

A tax-smart benefit your whole team actually uses — with a private dashboard that shows engagement trends, never individuals. Less admin, fewer vendor contracts, more peace of mind.

Built for the way you actually work.

No wearable required

Works on any smartphone via Apple Health and Google Fit.

Consent-first & GDPR

End-to-end encryption and granular consent. No individual health data ever reaches employers or insurers.

CEE-ready

Locally licensed and built around Czech tax and regulatory frameworks from day one.